At Kingdom Tree Insurance Group, we can help Tallahassee, FL RV owners find the necessary insurance policies. If you’re unsure what to expect from this insurance, please read this brief guide to learn more about how this protection can keep you safe.
Florida Laws on RV Insurance
Florida requires that every RV owner have liability protection for their vehicle—no exception. However, due to the nature of RVs, you must also have personal injury protection. After all, they can serve as homes, and people might get injured while visiting you.
Note that if you have a trailer with which you haul your RV, your trailer policy doesn’t offer liability protection. Instead, your vehicle’s insurance will protect your trailer from damage. The trailer’s policy is designed only to protect physical damage to the trailer itself.
Other Ways Insurance Protects You
RV insurance is more diverse than you might think – it can offer far more than liability and personal injury protection. For example, it provides a broad array of extra coverage you can add to your insurance through various riders. Just a few options to consider here include:
- Comprehensive and collision coverage to keep your whole motorhome protected
- Medical payment coverage for if you live in your RV full-time or considerable parts of the year
- Loss assessment to cover fees charged for repairs by local RV associations when renting
- Total loss replacement to completely cover replacing your vehicle ASAP
- Roadside assistance to help you repair your RV while on the road traveling
Get Help Today!
Our team at Kingdom Tree Insurance Group can help RV owners in Tallahassee, FL, get the support they need to find a policy that makes sense for their needs. Contact us today to learn more about our services, and we’ll do whatever we can to help you out.