Umbrella Insurance in Florida
The importance of insurance cannot be understated. Insurance offers a financial fall back in the instance of a loss. Umbrella insurance is a reliable way of mitigating risk that has exceeded the limits of basic insurance coverage. Kingdom Tree Insurance Agency offers insurance for all residents in Tallahassee, Fl.
Umbrella insurance covers for additional liability coverage that exceeds one’s homeowner, auto, and boat insurance policies. It also provides coverage for excluded claims by other liability policies such as;
Bodily injury liability
It covers the cost of damages to another person’s body such as the cost of medical bills and liability claims as a result of:
- The harm caused to others by your pets.
- Injuries to other parties in the event of an auto accident where you are at fault.
- Injuries to a guest while in your home due to, for example, a fall.
Property damage liability
This covers the cost of damage and loss to another person’s property. This could include; damage to vehicles and other property as a result of an auto accident where the fault is yours, damage caused by our pets or children, and accidental damage caused by your child to various property.
This type of coverage helps protect against liability that one may face as a landlord. This includes liabilities such as someone tripping over a crack in the sidewalk of a rental apartment.
This coverage is also protects against lawsuits for
- Slander, which refers to injurious statement spoken
- Libel, which refers to a written harmful statement
- False arrest, detention, or imprisonment
- Malicious prosecution
- Other peoples liability situations
At Kingdom Tree Insurance Agency in Tallahassee, FL, we have the expertise and the skills to handle all your insurance needs. We offer affordable and excellent umbrella insurance coverage. We are dedicated to providing suitable insurance for all our customers in Florida. Call us today for a quote in Florida, Alabama, or Georgia.