Owning a boat is a dream come true; however, it is imperative to protect this dream from turning into a nightmare. Having boat insurance gives you the peace of mind needed to cherish and protect your investment. Here are several reasons why you must seriously consider getting boat insurance.

To begin with, you need boat insurance to secure a spot at the marina or inter-land waterways. Most reputable marinas ask for proof of insurance before they will grant you a spot and sign a contract with you. This is a very important issue for marinas because of liability precautions. Another reason why boat insurance is important is to prevent environmental damage. Certain boat insurance can offer you fuel spill liability and wreckage removal that otherwise will cost you a lot to do yourself. The law requires clean-up and you don’t want to be stuck in a position where you have to pay all out of your own pocket.

The obvious reason to get boat insurance is to protect yourself, your passengers, and your boat. Often, people assume fewer accidents would happen in water but that is not true. In fact, you are as likely to have an accident on the water as you are on the road. Furthermore, the cost of boat repair is far more than for a vehicle for a similar job.

The boat insurance agents at Kingdom Tree Insurance Group, serving Miami to Tallahassee, FL, are available to provide you with consultation and insurance policies that will be best suited to your needs. Not only do the agents have expertise on boat insurance, but they are also well-versed in legal rules and regulations of Florida to further guide you with the best policy for your specific situation. Contact our office in Tallahassee, FL to learn more about your options and how to get a quote.