The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

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Do You Get Special Motorcycle Insurance Rates for Safe Driving?

Owning a motorcycle is a significant investment that requires specialized insurance coverage. At Kingdom Tree Insurance Group, we serve Tallahassee, FL, residents and can help answer an important question: do you get discounted rates if you have a safe driving record?

Some Insurers May Reward You For Safe Driving

A large number of auto insurance companies will reward you for safe driving. This fact is true for motorcycle insurance rates as well. The discounts will vary based on each provider and their insurance options, as you would expect. Some may have stricter rules than others. 

For example, some companies may provide savings after you’ve been safe for a certain number of years with no accidents. Others may only offer you discounts if you take a motorcycle safety course. Thankfully, many of these courses exist around the nation and can help you save money. 

A Safety Course May Lower Your Rates

Motorcycle safety courses provide riders with a chance to learn safer driving skills (which can minimize your accidents) and help you save money. Our sources say that some insurance companies may provide discounts as high as 10-15% for drivers finishing these courses. 

That number will vary based on your state and your provider, however. You also need to make sure that you choose an appropriate safety course. They must be provided by the Motorcycle Safety Foundation (MSF) for most insurance companies to discount your rates. 

Get the Policy Your Bike Need 

Do you need help finding a motorcycle insurance policy that makes sense for you? Please contact us at Kingdom Tree Insurance Group to learn more about your options. We serve the Tallahassee, FL, area and will provide you with the help you need to balance your policy needs properly.