The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


mobile callClick to Call
Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

mobile mapGet Directions

How to Choose Recreational Insurance for Your Needs

Getting recreational insurance for your recreational automobile will allow you to enjoy the great outdoors without worry. ATVs, motorcycles, dirt bikes, snowmobiles, RVs, and any other vehicles that you use for fun can be insured under the recreational vehicle category. Here’s how to choose recreational insurance for your needs in Tallahassee, FL. 

1. Type of Vehicle You Own

The type of recreational automobile you own will determine what kind of coverage you need. If you own a recreational motorcycle, you can expect to cover more miles on it, and your biggest risk will be an accident with other vehicles. On the other hand, if you have a dune buggy, you will likely cover fewer miles, but the car will be at a higher risk of damage due to the rough terrain you will drive it on. 

2. Will You Be Carrying Passengers? 

If you are driving a solo recreational automobile like a dirt bike, you won’t be carrying passengers, so you need low-tier third-party liability insurance. In contrast, you have to consider getting high-tier third-party liability insurance for a recreational vehicle with room for passengers. At Kingdom Tree Insurance Group, we recommend getting liability insurance for your recreational vehicle, whether you ride solo or carry passengers. 

3. Level of Customer Service

The level of customer service the insurer offers will directly impact how well the recreational insurance policy works for you. How long do you have to wait in line when calling your insurer? How friendly and helpful are the insurer’s representatives. Can you file your claim online? These questions will help you determine the insurer’s level of customer service. Remember that the next time you call the insurer, you will likely be in distress and trying to inform them of an incident covered under your policy. 

At Kingdom Tree Insurance Group, we have excellent customer service and exceptional recreational insurance offers for Tallahassee, FL residents. Call us today.