The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

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Required Auto Insurance in Florida

When you have a vehicle in Florida, you must have specific auto insurance coverage. Several different types of coverage are required to be in these policies, and there are other coverage types that are smart to add to your policy. In this state, you must have certain minimum amounts of each type of coverage required. You also have to have proof of insurance in your vehicle. Florida is referred to as a no-fault state. This means that your insurance policy will pay for any injuries you have until it reaches its limit, no matter who was responsible for the accident. If you are in Tallahassee, FL, give us a call at Kingdom Tree Insurance Group to get your auto insurance. 

Minimum Car Insurance Requirements

To stay legal, your auto insurance must have specific amounts of coverage for bodily injury. This includes one amount for one person injured in your accident and another amount required for all of the parties who become injured. There is also another amount required for personal injury protection. Another required amount is for property damage liability. All of these required amounts are very low when compared to what is required by other states. They may not be enough to pay for a severe accident. It’s a good idea to add to the necessary coverage so that you are better protected against severe and expensive accidents. 

There is no requirement in Florida for you to have collision insurance, which pays for the damage to your vehicle from an accident, or coverage for an uninsured motorist. However, both types of coverage are important, and you can add them to your policy. 

Call Us Today

To get auto insurance in Tallahassee, FL, call us at Kingdom Tree Insurance Group.