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Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

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Three ways you might be able to reduce your flood insurance costs

If you’re looking for ways to bring down your flood insurance costs, you can do a couple of things. Kingdom Tree Insurance Group offers flood insurance to homeowners living in Tallahassee, FL.

The following are three things you can do to save money on your flood insurance costs while also ensuring you have adequate property coverage. 

Invest in flood-proofing

A flood insurance provider will typically charge you less on flood insurance when your property is protected from flood damage.

A waterproofing system that holds flood waters back could qualify you for lower premiums from your insurance provider. You might also be offered lower premiums if you install flood venting on your home. 

Opt for a flood insurance policy with a higher deductible

One effective way to enjoy lower premiums on any insurance policy is to increase your deductible. 

While a higher deductible means that filing a claim will be more expensive, higher deductibles tend to bring premium amounts down. 

If you have enough money to afford a higher deductible out of pocket, a higher deductible could be a good solution when saving on flood insurance. 

Compare quotes among different flood insurance providers

Of course, shopping around and getting quotes from a few different insurance companies is always important. This way, you can choose the most cost-effective flood insurance option available in your area. 

Do you have questions about meeting your flood insurance needs in Tallahassee, FL? We at Kingdom Tree Insurance Group will be happy to assist you with getting flood insurance on your property.

Get in touch with us today to learn about our insurance policy offerings and to get a quote on a flood insurance policy!