No matter how old you become, pursuing your hobbies is a great way to keep your sense of adventure. If you own a boat, ATV, motorcycle, RV, or snowmobile, you already know the rush of adrenaline that comes with mastering a tough trail or looking out at a crisp, snow-filled valley with no one else in sight. Ask an agent at Kingdom Tree Insurance Group, serving clients in Tallahassee, FL, about the best coverage for your toy vehicles.
Motorcycles, Boats, and More
Motorcycles, boats, side-by-sides, 4-wheelers, jet skis, and other fun vehicles require insurance to protect your investment. Although they’re not covered by traditional auto insurance, you can safeguard yourself, your passengers, and your vehicle with recreation insurance. Even though the laws about these toys’ usage and insurance coverage vary, you can work with your agent at Kingdom Tree Insurance Group to ensure all of your recreational vehicles are covered.
In Florida and most other states, motorcycles require the same types of coverage as automobiles. At the minimum, we recommend liability insurance, which pays for injuries and property damage to another driver or vehicle. You may also want to invest in collision insurance that will pay for damage to your own vehicle or comprehensive insurance to cover theft or damage.
Experienced boaters face the same dangers as those on the water for the first time. Therefore, it’s vital to ensure your vessel has the right coverage in the case of a lawsuit, property damage, or injuries.
Other Recreational Coverage
ATVs, dirt bikes, 4-wheelers, and similar toys are built for off-road experiences. Make sure to tailor your coverage to match your preferred sport and adventure.
Travel Trailer and RVs
You use your car to tow a travel trailer but don’t rely on your home and auto insurance for coverage. Make sure the trailer and all its contents are covered. RV owners must maintain liability insurance like cars, trucks, and other traditional vehicles in Tallahassee, FL. We can help you determine what to add to ensure you’re covered when traveling or stopping for the night.
Contact Kingdom Tree Insurance Group for help safeguarding your adventure vehicles. Make an appointment for a free quote today.