HOW CAN WE HELP YOU?

mobile callClick to Call
Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

mobile mapGet Directions

How to Insure More than One Vehicle

For those families and individuals that have more than one vehicle, here are some considerations for auto insurance.

The kind folks at Kingdom Tree Insurance Group, serving Tallahassee, FL and the nearby areas, recommend that you get started by making a spreadsheet of all the information about the vehicles.

Here is the information needed for each vehicle:

  • Vehicle Identification Number (VIN): Each car has its own VIN. It will be listed on a metal plate that is usually located under the door, in the driver’s door-opening area, or on the driver side where the windshield meets the dashboard. Check your vehicle owner’s manual to find the exact location. If you do not have a manual, you can call the dealership or go online to find where the VIN is located for your vehicle’s make and model.
  • Make, Model, Year: The make of the vehicle is the name of the manufacturer (such as Ford), the model is the brand name of the vehicle (such as Ranger), and the year is the issue year of the model.
  • Mileage: Note the mileage shown on the odometer located on the dashboard.
  • Lienholder: If there is a loan on the vehicle, this is the name of the lender along with the contact information for them that includes the mailing address, telephone number, and email address (if available).
  • Specifics of the Vehicle: How and where is it stored? Does it have any anti-theft device or car alarm? How many miles per year is it usually driven? Is it used for a daily commute?
  • Information about the Drivers: Name, DOB, age, and driver’s license of all drivers.

It is usually a better idea to insure all the vehicles using the same underwriter. If a vehicle is especially valuable, it may be a better idea to restrict the drivers in the family to the older, more mature persons. Any teen drivers will usually cause rates to be higher.

Bring all the information and make an appointment to get a quote from an agent at Kingdom Tree Insurance Group in Tallahassee, FL or submit the information online if that is more convenient.

Types of Additional Automobile Insurance

When insuring your vehicle in Miami or Tallahassee, FL, you will be legally required to have certain insurance coverage. This will include property damage liability and, for people previously in crashes or who have committed certain offenses, bodily injury liability coverage. Personal injury protection is also a requirement because Florida is a no-fault state. Residents living in Florida can obtain additional insurance, these are a few of the options.

Rental Car Reimbursement 

In the event of an accident, you may need to use a rental car while your vehicle is in the shop. Rental car reimbursement coverage will help you to cover these expenses, and this will likely be included in your policy if you carry comprehensive or collision coverage. An approved provider will bill your insurance provider directly, and a car rental company that is not pre-approved must be paid upfront by you and may be reimbursed at a later time. 

Other Insurance Extras

Underinsured motorist coverage is available to pay for medical costs and property damage bills when you are involved in an accident with someone with inadequate coverage. Towing coverage can help with flat tires and mechanical problems. Roadside assistance coverage can jumpstart your car and provide other mechanical assistance. Also, full glass coverage is an important provision that will repair or replace your windshield when it is damaged or broken. 

Kingdom Tree Insurance Group Can Help You

You can speak to one of our knowledgeable insurance agents about which auto insurance packages will best suit your needs, and you can get answers to any questions you may have regarding optional types of auto insurance. Kingdom Tree Insurance Group has experience serving the people in and around Tallahassee, FL and other neighboring states such as Alabama and Georgia. We look forward to working with you. Contact us today!