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The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

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The Ultimate Recreational Insurance Checklist for Tallahassee, FL RVers

Protect Your RV Travels with Comprehensive Insurance

Having to curtail your RV trip due to a breakdown or natural disaster can be a major dampener. Therefore, it’s essential to safeguard your adventures with comprehensive recreational insurance. As you prepare for your next journey, don’t forget to secure adequate protection for unexpected mishaps.

Comprehensive Recreational Insurance with Kingdom Tree Insurance Group

Based in Tallahassee, FL, Kingdom Tree Insurance Group offers a robust recreational insurance policy to protect your motorhomes, campers’ trailers, and off-road vehicles. With comprehensive coverage that extends beyond typical liability policies, our Florida recreational insurance safeguards your travels against a wide array of potential hazards.

Collision-Related Incidents

Our comprehensive insurance covers the costs associated with collisions during your travels. If your recreational vehicle suffers damage in an accident, rest assured knowing you’re covered by policy provisions that can assist with repair or replacement costs.

Insurance Coverage for Personal Belongings

RV enthusiasts often view their vehicles as second homes, packing them with treasured and essential items for their trips. Our comprehensive insurance coverage provides protection against the loss or theft of these valuable items during your journey.

Covering Emergency Expenses

Understanding your insurance needs is a crucial aspect of planning for your travels. Our knowledgeable insurance professionals are at your service to help you select a policy that works best with your lifestyle, budget, and specific requirements, including coverage for unexpected emergency expenses.

Enhancing your RV Travel Experience

From packing your must-have items to stocking your pantry with non-perishable foods, preparing for an RV trip involves comprehensive planning. But don’t forget the crucial step – securing comprehensive insurance coverage. Keep your passengers, RV, and its contents protected, enhancing your peace of mind while you’re away from home.

Contact Kingdom Tree Insurance Group

Get your free recreational insurance quote from the experienced professionals at Kingdom Tree Insurance Group in Tallahassee, FL, today! Know how we can help shield your travels, making your road trips even more exciting and stress-free.

Security Upgrade Guidelines For Your Rental

Equipping your rental unit with adequate security will protect you against burglary and vandalism. Review the following security guidelines. Then, contact a Kingdom Tree Insurance Group agent who serves Tallahassee, FL. The agent will modify your existing renters’ insurance policy.

Security Benefits

Keeping your rental unit secure will protect your residence from criminal activities. This could prevent the need to file an insurance claim. 

Property And Rental Assessment

You are responsible for protecting your personal possessions while actively renting your residence. The owner of your property may have an insurance policy that covers the building you live in and the land that it is situated on.

Assess your property. Smoke alarms, motion lights, surveillance equipment, cameras, and locks are some devices that will keep your property secure.

Installation Permission

Before you install any security equipment on your property or inside your rental, seek permission from the property owner. The security products that you install should not deface the property or building that you live in.

Once you have been granted the right to install the devices, hire a technician to assist you with setting up and programming the security equipment.

Security Records

Keep records of all the security upgrades that you have made. Write down information about the security camera models and other types of equipment that you have installed within your rental.

Contact our Team!

Keeping your rental secure is a priority. You can obtain the insurance coverage you need by consulting with one of our agents representing Kingdom Tree Insurance Group. Contact an agent who serves Tallahassee, FL, at your earliest convenience.

Four reasons why it’s essential for you to carry motorhome insurance

Motorhome owners in Tallahassee, FL need to find the right insurance solution to keep them financially secure. Kingdom Tree Insurance Group offers motorhome insurance policies to area consumers. 

There are plenty of important reasons why motorhome owners need insurance. Here are four reasons why you need to carry motorhome insurance. 

A motorhome is a huge investment.

It costs a lot of money to buy and maintain a motorhome. An insurance policy protects all your investments in your motorhome and ensures that you won’t lose your motorhome’s value if it gets totaled in a bad accident. 

Owning a motorhome involves liability risks.

You could be liable for damages if you get into an accident in your motorhome. These liability expenses can be considerable and create financial problems if you are not adequately insured. 

Motorhome insurance policies can offer roadside assistance.

If your motorhome breaks down while traveling, you could be left stranded. That’s why it’s good to know motorhome insurance policies can include a roadside assistance feature. 

With roadside assistance, you’ll be able to have a tow truck come out and assist you so that you won’t be left stranded. 

Motorhome insurance is required by law.

You must have motorhome insurance if you drive your motorhome on public roads. Failing to carry motorhome insurance when required by law can result in severe penalties like fines and license suspension.

Enjoy peace of mind by insuring your motorhome in Tallahassee, FL, with a policy from Kingdom Tree Insurance Group. If you’re in the market for the right policy, you can call us today for a quote. 

Motorcycle Insurance Made Easy

If you own a motorcycle or are thinking of buying one in the near future, you might have questions about insurance. Fortunately for residents in greater Tallahassee, FL, the team at Kingdom Tree Insurance Group is here to answer any insurance-related questions the community might have. 

Motorcycle Insurance Essentials

The most important thing about motorcycle insurance is that the minimum requirements might not be adequate for your needs. Liability protection is very important, as is medical coverage. Protecting your passengers is another area where policyholders want more robust coverage. Basic policies don’t always give you the coverage you need, which can cost you more money in the long run. Be sure to have adequate protection.

And many bike enthusiasts are surprised to learn that most basic motorcycle policies don’t cover theft or vandalism. You could be out of pocket if your motorcycle is stolen or damaged in a non-covered event. If this concerns you, double-check that your policy provides the comprehensive coverage you need. 

Your local agent can review all the different coverages that are available so that you’re able to decide which are essential to you. It’s hard to choose a policy when you don’t know all the available options. The more consideration you give to selecting your policy, the less likely you’ll be surprised when you have a covered loss. 

Find out more today!

Kingdom Tree Insurance Group is proud to serve the insurance needs of the Tallahassee, FL metropolitan area. If you have questions about motorcycle insurance, we’re here to help. Call or stop by today to find out more about the motorcycle insurance options that are available in our area.

Boat Insurance FAQs

At Kingdom Tree Insurance Group in Tallahassee, FL, we answer all kinds of questions from brand-new and longtime boat owners alike. While every boat insurance policy is different, there are some general, frequently asked questions that our office receives regularly. Specific questions are best directed to our team of professionals.

What Is Boat Insurance?

If you’ve never heard of boat insurance, you may wonder what it is and what it covers. As the name indicates, boat insurance covers boats and protects them against various issues that boat owners commonly face. Another popular name for boat insurance is "watercraft insurance." The only real difference between watercraft insurance and boat insurance is what it’s called. Everything else about these insurance policies is virtually identical.

What Does Boat Insurance Cover?

Although individual policies may differ, boat insurance generally covers liability, qualifying damages, and replacement in the event of theft. Boat insurance policies may cover other aspects of boat ownership. It’s best to review your policy or consult with an agent for specifics.

Does Boat Insurance Only Cover Boats?

Boat insurance covers so much more than boats. Even though some watercraft may be more appropriate to cover through recreational insurance or other policies, boat insurance generally covers a range of types of boats and watercraft. The list of vehicles that may be covered by boat insurance includes jet skis and yachts. If you own a watercraft, you can always ask our team whether it might be eligible for coverage under our boat insurance policies. Even if your particular watercraft isn’t eligible for boat insurance coverage, another type of policy may protect it.

To learn how to cover your boat and other watercraft, call Kingdom Tree Insurance Group in Tallahassee, FL, today!

Peace of Mind, Rain or Shine: Why Umbrella Insurance Matters

Is your home insurance enough for the worst-case scenarios? Umbrella insurance steps in when your standard homeowners’ insurance reaches its limit. If a disaster results in total home loss or someone sues you because they were injured on your property in Tallahassee, FL, the liability may exceed your coverage. Adding umbrella insurance from Kingdom Tree Insurance Group to your insurance portfolio provides that extra layer of protection just in case these unexpected events result in costly damages.

What Is Umbrella Insurance?

Umbrella insurance is a type of policy designed to offer additional coverage when the limits of other policies have been reached. This typically includes protection from personal liability claims or lawsuits resulting from accidents and injuries that occur on your property. Umbrella insurance can also provide extra coverage for things like libel, slander, false arrest, malicious prosecution, and more. In other words, it’s a form of insurance that provides the extra protection you need to help with any costs associated with an accident or lawsuit.

How Does It Work?

Umbrella insurance works by extending the amount of coverage beyond your existing policies to provide additional financial protection if a claim exceeds your home insurance coverage.

Who Needs Umbrella Insurance?

Anyone who owns a home should consider umbrella insurance. In addition, those with multiple properties, businesses, or other assets should also look into umbrella coverage to protect their investments. If you work in a field with a high liability risk, umbrella insurance is also a wise and necessary precaution.

Contact Us Today

At Kingdom Tree Insurance Group, we understand that accidents happen and can be costly. We offer comprehensive umbrella insurance coverage to protect you and your assets in Tallahassee, FL.

Four things you might not know about flood insurance

Floods cause a lot of damage to American homes every year. That’s why homeowners in Tallahassee, FL need to make sure that they have adequate flood coverage. At Kingdom Tree Insurance Group, we offer flood insurance coverage to area homeowners.

The following are four things you might not know about flood insurance.  

You probably need flood insurance even if you think flooding is rare in your area.

Too many homeowners think that flood damage is only a risk in certain areas. The truth is that flooding can happen almost everywhere.

You shouldn’t forego flood insurance coverage simply because you’re not in a high-risk flood zone. 

You need to purchase flood insurance separately from your home insurance policy.

A standard home insurance policy never covers flood damage. While home insurance providers offer a flood insurance coverage add-on option in some situations, homeowners usually need to buy flood insurance coverage separately from their home insurance. 

The NFIP can subsidize flood insurance in many situations.

Government-subsidized flood insurance coverage is probably available to you if you live in an area with a high risk for flooding. Buying a policy that the NFIP subsidizes could save you a lot of money and make flood insurance affordable. 

Your mortgage lender might require you to carry flood insurance.

It’s important to be aware of what your mortgage lender’s flood insurance requirements are. Many mortgage lenders require flood insurance. If this is the case, you’ll need flood insurance before you can finance your home purchase. 

Kingdom Tree Insurance Group is an insurance provider offering coverage to consumers in Tallahassee, FL. Call us for a policy quote to protect your investment in your home. 

RV Insurance for Rental Units: Protecting Your Investment in Florida

If you own an RV and rent it out, protecting your investment with the right insurance coverage is crucial. From accidents to theft, there are various risks that RV owners face, and it’s essential to ensure you have the necessary insurance to cover any potential damages or losses. It’s critical to have experts on RV rental insurance, like Kingdom Tree Insurance Group, to help protect your investment.

Why RV Rental Insurance is Important

As an RV owner, it’s essential to understand the unique insurance needs that come with renting out your vehicle. Standard auto insurance policies may not provide adequate coverage in case of an accident, and personal policies may not cover RVs at all. RV rental insurance provides the necessary coverage to protect against accidents, damages, and theft while renting your vehicle. With proper RV rental insurance coverage, you can have peace of mind knowing that your investment is protected.

Types of RV Rental Insurance Coverage

RV rental insurance typically offers a range of coverage options to protect your investment, including liability coverage, collision coverage, comprehensive coverage, and roadside assistance. Liability coverage protects you in case of an accident that causes damage to other people or property. Collision coverage covers damages to your RV resulting from a collision with another vehicle or object. Comprehensive coverage protects against damages caused by incidents like fire, theft, or vandalism. Roadside assistance provides help if you experience issues while traveling, such as a flat tire or dead battery.

Protect Your Investment with Kingdom Tree Insurance Group

Owning an RV rental business can be lucrative, but it comes with unique risks requiring the right insurance coverage. By understanding the coverage options available, RV rental owners in Tallahassee, FL can ensure they have the protection they need to safeguard their investment. We offer tailored insurance solutions to meet the needs of RV rental business owners. Contact us today to learn more about how we can help protect your RV rental business with comprehensive insurance coverage.

Protecting Your Motorcycle, Boat, ATV and Other Recreational Vehicles

No matter how old you become, pursuing your hobbies is a great way to keep your sense of adventure. If you own a boat, ATV, motorcycle, RV, or snowmobile, you already know the rush of adrenaline that comes with mastering a tough trail or looking out at a crisp, snow-filled valley with no one else in sight. Ask an agent at Kingdom Tree Insurance Group, serving clients in Tallahassee, FL, about the best coverage for your toy vehicles.

Motorcycles, Boats, and More

Motorcycles, boats, side-by-sides, 4-wheelers, jet skis, and other fun vehicles require insurance to protect your investment. Although they’re not covered by traditional auto insurance, you can safeguard yourself, your passengers, and your vehicle with recreation insurance. Even though the laws about these toys’ usage and insurance coverage vary, you can work with your agent at Kingdom Tree Insurance Group to ensure all of your recreational vehicles are covered.

Motorcycle Insurance

In Florida and most other states, motorcycles require the same types of coverage as automobiles. At the minimum, we recommend liability insurance, which pays for injuries and property damage to another driver or vehicle. You may also want to invest in collision insurance that will pay for damage to your own vehicle or comprehensive insurance to cover theft or damage.

Boat Insurance

Experienced boaters face the same dangers as those on the water for the first time. Therefore, it’s vital to ensure your vessel has the right coverage in the case of a lawsuit, property damage, or injuries.

Other Recreational Coverage

ATVs, dirt bikes, 4-wheelers, and similar toys are built for off-road experiences. Make sure to tailor your coverage to match your preferred sport and adventure.

Travel Trailer and RVs

You use your car to tow a travel trailer but don’t rely on your home and auto insurance for coverage. Make sure the trailer and all its contents are covered. RV owners must maintain liability insurance like cars, trucks, and other traditional vehicles in Tallahassee, FL. We can help you determine what to add to ensure you’re covered when traveling or stopping for the night.

Contact Kingdom Tree Insurance Group for help safeguarding your adventure vehicles. Make an appointment for a free quote today.

Why should you get renter’s insurance in Florida?

The Tallahassee, FL area remains a popular place to move to. With a major university, a strong economy, and good weather, there is continued demand for housing. When looking for a new home to rent in this area, you will want to know that the renter’s insurance covers you. 

Protect Against Liability Risks

One of the reasons you should have a renter’s insurance plan is to protect yourself against your liability risks. There are always risks that come with renting a home. This can include the risk that you cause an accident or damage to the property and are found liable. You also could be liable if a guest is injured while in your rental home. You can mitigate this risk if you are covered with a full renter’s insurance plan.

Cover Your Assets

It can also be a good idea to have a renter’s insurance to ensure you can cover your assets. There will always be assets you need to bring into your home. These can include your furniture, electronics, and various other personal items. With this insurance, you will get protection to replace or repair these items if you incur a covered loss. 

Having renter’s insurance when renting a home in the Tallahassee, FL area is always a good idea. There are a lot of choices to make when looking for insurance, and our team with the Kingdom Tree Insurance Group can help. Our Kingdom Tree Insurance Group professionals know the value of this coverage and can help guide your decision. This will include giving insight into all of your options, so you select the right plan for your situation.