Disclaimer:

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

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Peace of Mind, Rain or Shine: Why Umbrella Insurance Matters

Is your home insurance enough for the worst-case scenarios? Umbrella insurance steps in when your standard homeowners’ insurance reaches its limit. If a disaster results in total home loss or someone sues you because they were injured on your property in Tallahassee, FL, the liability may exceed your coverage. Adding umbrella insurance from Kingdom Tree Insurance Group to your insurance portfolio provides that extra layer of protection just in case these unexpected events result in costly damages.

What Is Umbrella Insurance?

Umbrella insurance is a type of policy designed to offer additional coverage when the limits of other policies have been reached. This typically includes protection from personal liability claims or lawsuits resulting from accidents and injuries that occur on your property. Umbrella insurance can also provide extra coverage for things like libel, slander, false arrest, malicious prosecution, and more. In other words, it’s a form of insurance that provides the extra protection you need to help with any costs associated with an accident or lawsuit.

How Does It Work?

Umbrella insurance works by extending the amount of coverage beyond your existing policies to provide additional financial protection if a claim exceeds your home insurance coverage.

Who Needs Umbrella Insurance?

Anyone who owns a home should consider umbrella insurance. In addition, those with multiple properties, businesses, or other assets should also look into umbrella coverage to protect their investments. If you work in a field with a high liability risk, umbrella insurance is also a wise and necessary precaution.

Contact Us Today

At Kingdom Tree Insurance Group, we understand that accidents happen and can be costly. We offer comprehensive umbrella insurance coverage to protect you and your assets in Tallahassee, FL.