The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

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Protecting Your Motorcycle, Boat, ATV and Other Recreational Vehicles

No matter how old you become, pursuing your hobbies is a great way to keep your sense of adventure. If you own a boat, ATV, motorcycle, RV, or snowmobile, you already know the rush of adrenaline that comes with mastering a tough trail or looking out at a crisp, snow-filled valley with no one else in sight. Ask an agent at Kingdom Tree Insurance Group, serving clients in Tallahassee, FL, about the best coverage for your toy vehicles.

Motorcycles, Boats, and More

Motorcycles, boats, side-by-sides, 4-wheelers, jet skis, and other fun vehicles require insurance to protect your investment. Although they’re not covered by traditional auto insurance, you can safeguard yourself, your passengers, and your vehicle with recreation insurance. Even though the laws about these toys’ usage and insurance coverage vary, you can work with your agent at Kingdom Tree Insurance Group to ensure all of your recreational vehicles are covered.

Motorcycle Insurance

In Florida and most other states, motorcycles require the same types of coverage as automobiles. At the minimum, we recommend liability insurance, which pays for injuries and property damage to another driver or vehicle. You may also want to invest in collision insurance that will pay for damage to your own vehicle or comprehensive insurance to cover theft or damage.

Boat Insurance

Experienced boaters face the same dangers as those on the water for the first time. Therefore, it’s vital to ensure your vessel has the right coverage in the case of a lawsuit, property damage, or injuries.

Other Recreational Coverage

ATVs, dirt bikes, 4-wheelers, and similar toys are built for off-road experiences. Make sure to tailor your coverage to match your preferred sport and adventure.

Travel Trailer and RVs

You use your car to tow a travel trailer but don’t rely on your home and auto insurance for coverage. Make sure the trailer and all its contents are covered. RV owners must maintain liability insurance like cars, trucks, and other traditional vehicles in Tallahassee, FL. We can help you determine what to add to ensure you’re covered when traveling or stopping for the night.

Contact Kingdom Tree Insurance Group for help safeguarding your adventure vehicles. Make an appointment for a free quote today.