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The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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Kingdom Tree Insurance Group

113 South Monroe Street,
1st Floor,
Tallahassee, FL 32301

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Will Homeowner’s Insurance Also Cover Motorhomes in Tallahassee, FL?

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Motorhome owners in Tallahassee, FL have the same concerns as other motorists with their insurance. Besides the standard car insurance, they want to know if their homeowner’s insurance will also cover their motorhome. The simple answer: auto and homeowner’s insurance aren’t enough to protect you on the open road. It would help if you had a policy specifically for motorhomes, also called RV insurance.

What is RV Insurance?

RV insurance offers protection for your vehicle, belongings, and you as the driver. Standard car insurance only covers liability, which means if you’re at fault in an accident, your insurer will pay for the damages to the other vehicle and its occupants. But RV insurance also covers physical damage to your RV, which is essential since a motorhome can be worth tens of thousands of dollars.

Many policies will reimburse you for a rental car if your RV is repaired. It can also cover you in case of an accident while on vacation, and your regular car insurance doesn’t apply. Contact your Kingdom Tree Insurance Group agent to learn more about different coverage.

What Happens if You Drive Without RV Insurance in Tallahassee, FL?

You may wonder if it’s vital to get RV insurance since you already have car insurance. But it’s important to know that your regular car insurance won’t cover you in the event of an accident while driving your RV. If you’re involved in an accident and don’t have RV insurance, you could be held liable for all the damages, including those to the other vehicle and its occupants. You could also face criminal charges.

Contact your local Kingdom Tree Insurance Group agent for more information about motorhome insurance in Tallahassee, FL. We can help you find the right coverage for your needs.