Umbrella Insurance in Florida

The importance of insurance cannot be understated. Insurance offers a financial fallback in the instance of a loss. Umbrella insurance is a reliable way of mitigating risk that has exceeded the limits of basic insurance coverage. Kingdom Tree Insurance Agency offers insurance for all residents in Tallahassee, Fl.

Umbrella insurance covers additional liability coverage that exceeds one’s homeowner, auto, and boat insurance policies. It also provides coverage for excluded claims by other liability policies such as;

Bodily injury liability

It covers the cost of damage to another person’s body, such as the cost of medical bills and liability claims because of:

  • The harm caused to others by your pets.
  • Injuries to other parties in the event of an auto accident where you are at fault.
  • Injuries to a guest while in your home due to, for example, a fall.

Property damage liability

This covers the cost of damage and loss to another person’s property. This could include damage to vehicles and other property because of an auto accident where the fault is yours, damage caused by our pets or children, and accidental damage caused by your child to various properties.

Landlord liability

This type of coverage can helps protect against liability that one may face as a landlord. This includes liabilities such as someone tripping over a crack in the sidewalk of a rental apartment.

This coverage also can help protect  against lawsuits for

  • Slander, which refers to an injurious statement spoken
  • Libel, which refers to a written harmful statement
  • False arrest, detention, or imprisonment
  • Malicious prosecution
  • Other people's liability situations

At Kingdom Tree Insurance Agency, we have the experience and the skills to help you handle your insurance needs. We offer affordable and excellent umbrella insurance coverage. We are dedicated to providing suitable insurance for all our customers in Florida. Call us today for a quote in Florida.


“Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.”